You’re right about parents (as a whole) Tom. How do you make them see the problem, when a bonified Doctor is telling them the problem is a medical condition?
It would be ideal to have a full time parent. I have never heard a kid grow up to blame their woes on a parent who was always there to support and guide them. This is a different world than the one we were raised in. (I’m making an age assumption based on your position on credit alone)

The only thing I’ll say about the credit issue is that, I personally feel, the entitlement mentality is as much to blame for requiring two working parents to keep a houshold solvent as insufficient working wages are. It makes me sad to hear about where working wages NEED to be from people who don’t have a clue what NEED is. They think it’s a big screen in every room, a cell in every hand and 2,347 channels they’ll never watch on a salary that is not remotely in sync with their lifestyle.
IMO, they don’t even realize they’re putting comfort and convince ahead of their own children. And in turn raising them to believe that’s what’s right. That these are the things they’re entitled to too, and credit is the answer. How do you fix that?
I did it again! I’ll just be slinking back to the game room now.
How do you make them (parents) see the problem
For some there isn't a problem, the children are raised and nurtured with values and morals.
For some, reasonable discussion and advice may be all that is needed to put the parents on the right track. Reasoning breaks the cycle the parents experienced and they truly only want what's best for their kids.
Then there are those that are so full of resentment over they way they were brought up that they will refuse and possibly, make it worse. No amount of reasoning will get thru. For these parents another method, besides reasoning will need to be implemented. I haven't speculated on what that action might be.
This is a different world than the one we were raised in.
I agree. Right now we are seeing the results of multiple generations in a cycle. The children of children of children honed by all the line of experiences being passed down in a mutated evolution of values and morals.
It would be one thing if the values and morals were passed down pristine, but they are not. Society changes each generation.