Has your bank ever asked to see your driver's license?
I've gone to pretty much all online banking at this point.
Every (issuing) bank where I've cashed a check or money order, though, has asked to see I.D. before they'd give me cash.
I've even been asked for I.D. when exchanging rolled coins for paper money.
Two times in the last four months my bank has wanted to see my drivers license card. That has never happened before. What does it mean?
Could mean a lot of things.
- your bank was bought out, and the parent bank has new policy and procedure guidelines that all tellers are supposed to follow, like asking for i.d. on any transaction of withdrawal.
Kind of like in some retail stores where the pin pad doesn't ask for your pin number (when using your debit card) if the transaction is less than 20 bucks or you aren't asking for money back, but if you want to "take money out" or it's a big enough transaction, then they ask for your pin # "i.d."
- they've had instances of fraud where someone comes in and is mistaken for a "regular" and had their accounts cleared out. (e.g. twin, sibling, son or daughter). So they've instituted an "everyone!" policy of checking if you're really you.
Like a CYA. Kind of like using a credit card at the gas pump, when they ask for the billing zip code/cvv.
That's not really for "your" protection, it's for the gas stations protection.
If your card is reported stolen or as a fraud transaction, and they asked for your zip code/cvv, then the credit card company eats the cost. Not the gas station, as they followed the TOS for the credit card company. They made a "best reasonable effort" to avoid fraud.
- New tellers come in with training from other banks or institutions that they implement.
- may be updating or collecting information. Do they just look at your i.d.? Do they enter in information? Do they ask you to swipe it through the pin pad?
- if they're opposite sex they may be interested in you. They may be trying to extend the conversation. Kind of like when young cashiers ask older people buying alcohol or cigarettes for their i.d.
- they may be terrible employees, the bank doesn't train them that well, or they're new, so they're doing what they think they're supposed to or want to.
Maybe the bank has a policy regarding "regulars" and not requiring id all the time, but the "bad" employee doesn't really remember you. Or they just stuck them out there after watching a couple of videos and a couple of online training exercises, or they forgot their training and can't remember if they're supposed to i.d. or not.
- could be a vast government conspiracy where the treasury and fed are involved in getting people used to the idea of being asked for their "papers" now so when they start roving patrols of secret police asking for vaccination papers it's complied with.
How far down the rabbit hole of "what does it mean" do you want to go?